Your financial wellbeing

Wealth means different things to different people. You may not consider yourself to be wealthy in the traditional sense, or aspire to be. Your financial wellbeing is important to us.

Achieving financial wellbeing is easier than it sounds. Simply understanding your financial position is powerful. Knowing what you can achieve with your money can give you the confidence to pursue and realise your financial goals, both in the short and long term.

Accomplishing financial freedom provides peace of mind that the choices you make are the right ones to help improve your lifestyle, your future and your happiness.

*Source: Schroders Personal Wealth as at May 2020

400 years of heritage with Lloyds Banking Group and Schroders

270+ financial advisers located around the United Kingdom

£14.2bn in funds under management (Mar 2022)

11 regional hubs across the United Kingdom

What are the benefits of financial wellbeing?

  • Being in control of your finances allows you to enjoy the simple things in life such as spending time with family and friends, free from money worries.

  • Understanding your financial position to allow you to save money and provide for your family should the worst happen is worth more than any material assets.

  • Long term financial planning provides peace of mind, particularly in times of uncertainly.

  • Feeling confident about your finances is closely linked to your overall wellbeing.

Money and Mind Report

Helping people to experience the benefits of financial wellbeing is important to us. This is why we have produced the Schroders Personal Wealth Money and Mind Report. We surveyed 2,000 people across the UK to gain an understanding of how they feel about their financial situation. The aim of this inaugural and ground breaking report is to track and improve the UK’s financial health and wellbeing. To do this, Schroders Personal Wealth have collaborated with Lloyds Banking Group and Warwick University to develop a unique scoring system. This has resulted in an overall Financial Health Score which reveals the current financial wellbeing of the nation. The score takes into account financial health across four key areas:

  • Getting the basics right

  • Managing borrowing

  • Protecting against the unexpected

  • Planning for the future

The Schroders Personal Wealth Money and Mind Report looks in detail, for the first time, at the finances of UK consumers and explores just how closely connected they are to their own wellbeing. Download the report now to discover how an improvement in financial wellbeing can be triggered by a few simple, yet positive, changes in behaviour.

How we work with you

1. Let’s get to know each other

At your first meeting, your adviser will certainly ask about your finances and your goals, but they’ll also want to spend time getting to know you.

2. Now we’ll agree your financial plan

Your adviser will create a plan that aims to realise your financial ambitions. They’ll explain it all – including the costs and charges – so you know exactly what we’re proposing to do.

3. Finally, we can review your progress regularly

Times change. Markets adjust. Your situation and needs can change. With our ongoing advice service, your adviser can review your position regularly to help safeguard your long-term goals.

What to expect from your adviser

Proactive help

Instead of only addressing your immediate priorities, your adviser could suggest other potential issues that you might have overlooked.

Engaging the experts

If your plan calls for specialist knowledge, your adviser will engage the right experts to ensure you are fully supported.

Support when you need it

You and your adviser should review your financial plan regularly and adapt it over time as your needs and priorities change, and your adviser can act as a trusted guide.

Let's start with a free consultation

We'll begin with a free, no obligation conversation to understand if our service is right for you. There are no hidden fees or charges, and you’ll only start to pay if you choose to go ahead with the recommendations in your personalised financial plan.