The Inflation Hub

With inflation recently hitting a 41 year high, it’s natural that you may have questions and concerns as you reflect on the effect of inflation on your savings and future financial plans.

That’s why we are here to guide you through these uncertain times.

Inflation special webinar: Is your retirement in jeopardy?

Kate Thornton hosts our inflation webinar alongside a panel of financial specialists and advisers from Schroders Personal Wealth, Lloyds Bank and Schroders. Our panel members discuss what is happening in the financial world right now in the hope that you can better understand what inflation could mean to you and your own plans for your financial future.

How pound cost averaging could potentially help counter inflation

Investing in regular instalments rather than a lump sum can often help to smooth investment returns. This approach is not right for everyone, and your complete circumstances need to be considered before adopting this approach. But it is a tool in the investment armoury that can potentially be used to help counter the investment impact of high inflation.

Have you considered regular investing?

Financial markets often fluctuate, so when it comes to investing your money, making regular investments could offer more benefits than investing a lump sum. Adding money regularly into an investment over a period of time could help to mitigate the risk of investing a lump sum at the wrong time. At Schroders Personal Wealth, we offer regular investing through direct debit. Speak to your adviser today to find out more.

The value of investments and the income from them can fall as well as rise and are not guaranteed. You might get back less than you invest.

What we are doing to help minimise the impact of inflation on your investments

Why is inflation so high, what is the problem with it, and what are we doing about it? We explain why spreading your savings across a range of equities and bonds, and having a long-term investment horizon, could be key to helping protect against inflation, as well as finding opportunities to continue to aim to grow your capital.

In it for the long haul: why invest for the long term

More so now than ever, the current challenging backdrop of sky-rocketing energy prices and the cost of living crisis means many of us are worrying about affording our bills over the next few months rather than how healthy our finances could be in a decade’s time. But concentrating on the short term could be putting your longer-term goals in jeopardy.

Read more on investing long term