Our fees
We believe in transparency when it comes to fees. You’ll always know what you’re paying and why.
Wealth and investment management fees can be confusing, making planning difficult. We make sure you always have a clear understanding of what you're paying before you make any commitments.
How our charges work
Our charges are tiered depending on the amount invested, in the below table you’ll find examples for both our one-off and ongoing advice services. Fees for regular premium investments may differ.
| One-off Advice Service* | Ongoing Advice Service** | ||
|---|---|---|---|
First £57,000 | £1000 minimum fee (1) | Up to £1m | 0.65% |
Between £57,000 to £1.14m | 1.75% | Between £1m to £2m | 0.40% |
Any additional amounts over £1.14m | £20,000 maximum fee | Between £2m to £5m | 0.35% |
Amounts over £5m | 0.15% | ||
*One-off Advice Service - Fees are paid via a single payment by cheque, or bank transfer. In some situations, you might be able to pay the fee through the product itself. Your adviser will discuss the options available with you. We will never charge you until you’ve agreed how you want to pay.
(1) The £1k minimum fee only applies to new clients at the point they join SPW and does not apply to subsequent advice events.
**Ongoing Advice Service - Fees are paid monthly in arrears and are deducted from your investments.
Fee examples for each service are shown below
One-off advice example investment amounts
| Example investment | One-off Advice Service fee |
|---|---|
£40,000 | £1000 minimum fee (2) |
£100,000 | £1,750 |
£250,000 | £4,375 |
£500,000 | £8,750 |
£1,500,000 | £20,000 maximum fee |
(2) Charged upon first investment with SPW to new clients only.
Ongoing advice example investment amounts
| Example investment | Ongoing Advice Service fee per year |
|---|---|
£100,000 | £650 |
£250,000 | £1,625 |
£1,500,000 | £8,500 |
£3,000,000 | £14,000 |
£6,000,000 | £22,500 |
Frequently asked questions
Start your journey with SPW
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