We want you to have clarity on how we charge for advice

Fees and charges in wealth and investment management can be confusing – we always want you to have complete understanding of what you’re paying and, more importantly, the confidence of knowing we offer the best value in the market*.

Here you’ll be able to explore and understand…

  • The value of your ‘no fee no obligation’ Financial Plan based on an understanding of your needs and goals.

  • The difference between our Ongoing Advice and One-off Advice Services in terms of benefits and fees.

  • How we compare with other companies like us in our approach to pricing and fees.

Why you're better off with SPW

Be up to £18,000 better off* with SPW's leading fees and charges.

As a client of SPW you could save up to £18,000 in fees on an investment of £200,000 over 10 years when compared to the most expensive firm. That means more money to invest for your future and less money spent on fees.

The graph below shows the potential fee difference on an investment of £200,000 over 10 years with an assumed growth rate of 5% per year. The graph and projections are based on fee information sourced from third parties. This information may change at a future date and should not be relied upon when making investment decisions.

SPW were best value amongst all 10 firms assessed. We show ourselves below against a selection of competitors.

Source: Schroders Personal Wealth, March 2024.

We rank first* against our peers on an example of £200,000 invested over a 10-year period

*Compared to 10 leading wealth management firms who have similar products and advice services to Schroders Personal Wealth. Figures include one off, initial, platform and investment costs and are rounded to the nearest thousand.

The value of investments and the income from them can fall as well as rise and are not guaranteed. The investor might not get back their initial investment.

Ongoing Advice Service

An Ongoing Advice Service provides a relationship with a Personal Wealth Adviser(s) who will be with you every step of the way to help ensure your plans remain on track.

  • An adviser and support team here to support you on your journey and answer your questions.

  • 24/7 access to view your investments online.

  • A regular review of your finances, usually annually

  • The opportunity to broaden your financial knowledge by receiving market commentary, insights, and webinars on important topics.

  • Access to dedicated Investment Specialists who will provide additional insight to investment performance and the economic outlook.

  • An automatic ISA top-up service within your portfolio – if you choose this option.

One-off Advice Service

If you agree with our recommendations, we will help you set them up in line with your Financial Plan and your adviser will confirm if the Ongoing Advice Service would be suitable for you.

If you decide not to take our Ongoing Advice Service, you will have access to our support team for administrative queries only, and 24/7 access to view your investments online.

You would not benefit from an ongoing relationship with a Personal Wealth Adviser, regular reviews of your circumstances or exclusive content to help keep you educated and informed about investment and financial topics that may interest you.

Clear and transparent pricing

  • We’re committed to providing you with clear and transparent pricing on all of the products and services that we provide.

  • The example to the right features our Personal Discretionary Portfolio Service. This is a portfolio service where we make investment decisions on your behalf based on your chosen risk profile

Your Investment amount
One-off Advice Service Fee
This is our advice fee if you decide to go ahead with our recommendation(s).
one-off fee
Ongoing Advice Service Fee
This is the charge you pay for receiving our Ongoing Advice Service and is dependent on the amount you have invested with us.
per month
Average investment fees: 0%
per month
Discretionary fund management fee: 0%
This is the fee you pay us for our Personal Discretionary Portfolio Service.
per month
Platform fee: 0%
This fee covers costs for your investments being held and administered on the investment platform.
per month
Fund managers' fees: 0%
Your chosen risk profile will invest into a range of funds meaning that there are fees due to the fund manager(s). This is an example of our balanced risk profile, the exact fee you’ll pay will depend on your chosen risk profile and may vary.
per month
Asset Transaction Cost: 0%
These are the costs incurred within a fund, when a fund manager buys or sells the underlying assets.
per month

Give us a call on 020 7947 0660

Indicative fees for the first year only. Ongoing Advice Service and Investment Fees are payable monthly in arrears.

The amounts above are exclusive of VAT. Your adviser will inform you of where VAT will be charged.

The value of investments and the income from them can fall as well as rise and are not guaranteed. The investor might not get back their initial investment. This information is based on our fees and charges as at July 2024 and may change from time to time.

There may be additional or different fees depending on your chosen solutions. Your adviser will confirm all the applicable fees and charges prior to you proceeding with any solutions.

Tiered pricing

If you decide you’d like to implement our advice, our charges for a one-off or lump-sum investment are tiered depending on the amount invested, below you’ll find examples for both our one-off and ongoing advice services. Fees for regular premium investments may differ.

*One-off Advice Service - Fees for one-off advice are paid via a single payment by cheque, or bank transfer. In some situations, you might be able to pay the fee through the product itself. Your adviser will discuss the options available with you. We will not charge you until we have agreed with you how we are to be paid.

**Ongoing Advice Service - Fees for ongoing advice are paid monthly in arrears and are deducted from your investments

How our fees work in practice

Our goal is to remain competitive for advice fees and charges, offering you the best value. See how this works for people like you in the following examples…


Value – it’s a little word that means a lot – in short, it’s the balance between how much you get, and how much you pay.

At Schroders Personal Wealth, our clients are at the heart of everything we do and our key focus is on delivering the best value for them.

We want to improve the way financial advice is offered, by making it simple, accessible and affordable to more people. For us, it’s about more than just financial advice.

Frequently asked questions