Protecting you and your family
Helping you to feel confident that your loved ones will be financially protected, even if the unexpected happens.
No one wants to think about worst-case scenarios, but the truth is, life can throw unexpected curveballs our way, such as illness and accidents. The key is being prepared so you and your family are financially protected in these situations.
Our advisers can help you put the right protection in place - so you have peace of mind knowing your loved ones are covered when they need it most.
Ways to financially protect your family
Life insurance
A life insurance policy provides financial support for your loved ones if you pass away, helping to cover expenses like mortgage payments and daily living costs. We can advise you on the type of policy to suit your needs and goals.
Critical illness cover
Critical illness policies pay out a lump sum if you’re diagnosed with a serious illness and are unable to work. The money can be used for medical bills, home modifications, living expenses or anything else you need. We can guide you on a policy to best suit your circumstances.
Income protection
Income protection provides a monthly amount to replace some of your earnings if you’re unable to work due to illness or injury. It helps cover essential expenses like bills, mortgage payments, and daily living costs—so you can focus on recovery without financial stress. We can find you the right policy to support your lifestyle.
*It’s important to remember that protection policies don’t have a cash value, so you won’t get your money back if you cancel. If you stop paying your premiums, your cover ends and you won’t get anything back. And if the policy ends without a payout, there’s no refund.
Do you really need protection?
Protection may feel like something you can put off for later but we believe it’s a crucial part of your financial plan.
Ask yourself this: what if you couldn’t work because of illness or injury? Would your family be able to manage? Could you still pay the bills, keep up with the mortgage, or put food on the table?
Rather than waiting for unexpected events, it's wise to be prepared in advance
Our advisers are ready to help you find a plan to suit your needs.
Looking for more tips on protecting your family’s financial future?
Explore these quick reads.
Protect your family and gain peace of mind.
Speak to one of our advisers—no obligation and no cost until you're ready to move forward with your plan.