Your trusted financial partner Agriculture
At the heart of every successful farming enterprise is a strong, well-coordinated support team.
Working together for your financial future
As your financial adviser, our role is not to replace your existing trusted relationships, but to complement them. We recognise the vital role your accountant, solicitor, and other professional advisers already play in your business and personal affairs—and we believe the best outcomes can be achieved when we all work together.
Our aim is to work collaboratively with you and your other professional advisers to help you ensure your financial plans are well-coordinated and aligned across key areas such as tax, legal, and financial.
Your financial advice partner
Farming is more than just a business—it’s a legacy, a lifestyle, and often the life’s work of multiple generations.
We’re here to support you with advice that’s grounded in a deep understanding of the agricultural world. Depending on your circumstances and plans for the future, you may need to speak with your solicitor first to structure your business and assets in the most effective way. We are then on hand to help take forward your financial plan.
Long-term wealth planning
Big-picture thinking for multi-generational success. Our advice is tailored to your long-term goals and the unique challenges and opportunities you face— whether that’s supporting the next generation or aiming to build wealth outside of agriculture.
Future planning
Planning for life beyond the farm gate—without stepping away from it. Whether you’re looking to reduce your day-to-day involvement or gradually pass responsibilities to the next generation, your planning can help you structure your income and assets in a way that supports your evolving role.
Diversifying your investment strategy
Making your capital work harder. We’ll help you assess opportunities, working alongside your accountant and solicitor to support smart decisions that balance reinvestment in the farm with broader investment options.
Financial planning and tax efficiency
Making the most of what you’ve worked hard for. By working closely with your other trusted advisers, we can ensure that our financial plan works successfully with your wider arrangements. That way you can navigate inheritance tax, agricultural and business property relief and capital gains tax. Keep in mind that tax treatment varies by individual and may change over time.
Succession planning
Passing on the farm, not the stress. Your financial plan is a crucial piece of the puzzle giving you peace of mind when planning for a smooth transition to the next generation.
Note: While we don’t offer lending directly, we work closely with Lloyds Bank or Bank of Scotland Agricultural Managers, to help you access the right support when needed. It’s important to remember that investments carry risk, and returns aren’t guaranteed.
A financial plan that’s just for you
Financial peace of mind means different things to us at each stage of our lives.
Personal estate planning goals
- Personal protection goals
- Personal finance goals
- Planning your future
Personal estate planning goals
None of us know what the future has in store for us. If anything did happen to you, how would you like your wealth to be looked after and managed? Things you might want to ask yourself:
- Should I write a will?
- Do I need a power of attorney?
- How can I help the family financially?
- How do I pass on my wealth tax-efficiently?
- How can I reduce my inheritance tax bill?
Personal estate planning goals
None of us know what the future has in store for us. If anything did happen to you, how would you like your wealth to be looked after and managed? Things you might want to ask yourself:
- Should I write a will?
- Do I need a power of attorney?
- How can I help the family financially?
- How do I pass on my wealth tax-efficiently?
- How can I reduce my inheritance tax bill?
Personal estate planning goals
- Personal protection goals
- Personal finance goals
- Planning your future
Personal estate planning goals
None of us know what the future has in store for us. If anything did happen to you, how would you like your wealth to be looked after and managed? Things you might want to ask yourself:
- Should I write a will?
- Do I need a power of attorney?
- How can I help the family financially?
- How do I pass on my wealth tax-efficiently?
- How can I reduce my inheritance tax bill?
Personal estate planning goals
None of us know what the future has in store for us. If anything did happen to you, how would you like your wealth to be looked after and managed? Things you might want to ask yourself:
- Should I write a will?
- Do I need a power of attorney?
- How can I help the family financially?
- How do I pass on my wealth tax-efficiently?
- How can I reduce my inheritance tax bill?