Starting a family
Nothing compares to the joy of welcoming a new baby into your family. But along with all the excitement comes new financial responsibilities. Now, you’ve got your little one’s future to think about—not just your own.
To give you peace of mind, you need advice you can trust. That’s where we come in.
While you focus on birth plans, baby names and nursery colours, we can build a financial plan that focusses on your family’s future, so you can enjoy the moments that matter most.
New babies aren’t cheap – it pays to plan
They may be little, but new babies come with big price tags. From the costs of clothes, nappies, and baby gear to taking maternity or paternity leave, there’s a lot to consider. If you plan to return to work, childcare costs can also add up quickly.
That’s why it’s important to create a comprehensive financial plan before your little one arrives. This plan allows would-be parents to understand the needs they're likely to have over the coming months and years, such as looking after family in the event of death or illness or saving for the kids' future. Additionally, it helps in preparing for unexpected expenses to help ensure your financial plan remains on track during the crucial early years of your child's life.
Start saving early for their future
It’s hard to imagine your little one venturing out into the world, but one day, they will. Imagine being able to give them a financial head start.
Whether they want to travel the world, go to university, buy a car, or get on the property ladder, helping your child achieve their dreams starts with planning ahead.
We can advise you on the best solutions, including Junior ISAs and Trusts, so you can give your child a helping hand as they step into adulthood.
Protect your family
While no one likes to think about worst-case scenarios, the truth is life is unpredictable.
That’s why it’s important to make sure your family is taken care of, no matter what happens.
We can help you put the right protection in place—from life insurance, critical illness cover, and income protection—so you can have peace of mind knowing you’ve taken steps to provide financial protection for your loved ones should the unexpected happen.
Helping new parents create a financial plan when they start their family is incredibly rewarding. Every family has unique needs, and personalised planning ensures they’re prepared for the future in the best possible way. It’s about providing peace of mind, so they can focus on the joy of their growing family, knowing they’re finances are in order and ready for what comes next.
Katie Nutting, Financial Planning Director
Quick reads
Find out more about financial planning for your family
Your family’s financial future starts with a single conversation.
Our advisers are ready to chat. No obligation, no fees. Only pay when you’re ready to go ahead with your plan.