Unlocking the power of financial planning
Your personalised financial plan could help you realise your dreams. Let us know what matters to you and we’ll work together with the aim of getting you where you want to be.
Your dream is only a plan away
How we can help
Protecting you and your family
Many families would find it challenging to cope if a loved one became seriously ill or died. Not only would it be physically and emotionally devastating, but equally the financial implications could be distressing for those left behind.
Fortunately, there are financial protection products that can help alleviate stresses and worries that are inevitable during difficult times.
The protection range that we offer at Schroders Personal Wealth is designed to provide a choice of benefits depending on your needs. We’ll help you to make sense of different types of protection products with the aim of limiting the financial impact for you and your loved ones at a time when you need it the most.
Products we can advise on:
Life and term assurance
Critical illness cover
These protection policies have no cash-in value at any time. If you don't pay your premiums on time your cover will stop, your benefits will end, and you'll get nothing back. If the benefit amount has not been paid out by the end of the selected term, the policy will end and you'll get nothing back.
Creating your personal financial plan
With a personalised financial plan, and regular check-ins to make sure you’re on course, our advisers aim to support you to make the most of your money.
Helping people to experience the benefits of financial wellbeing is important to us
Getting the basics right
Financial wellbeing is something everyone can aim to achieve. Whether you engage with your finances on your own or seek support from a professional, we believe that the underlying process is the same.
Understanding what’s important to you and your current situation is the cornerstone for creating a financial plan. It centres on you spending and giving money in alignment with your values and what makes you happy. Money can help with this but it isn’t everything.
of UK adults say that they're more likely to create a financial plan as a result of the pandemic
Source: Schroders Personal Wealth’s Money and Mind Report, 2022
Your financial wellbeing is our priority
Achieving financial wellbeing can be easier than it sounds. Simply understanding your financial position is powerful. Knowing what you can potentially achieve with your money could give you the confidence to pursue and realise your financial goals, both in the short and long term.
We’re passionate about ensuring individuals and their families are engaged with their finances and having regular, open and informed conversations about their personal circumstances.
Frequently asked questions
What kind of products and services does Schroders Personal Wealth offer?
Schroders Personal Wealth offers holistic, financial planning services to UK customers on a restricted advice basis. Our advisers can help you with protecting your family, investing and saving for retirement, the choices you make at and in retirement and also more specialist services such as how you pass on your wealth to your loved ones.
If suitable, we also work with Lloyds Banking Group should you need help with your banking needs and other expert third parties if you have specialist needs that we may not be able to meet in Schroders Personal Wealth.
What will my relationship with Schroders Personal Wealth be like?
We offer both one-off advice and ongoing advice, all provided face to face, via the telephone or video conferencing. Just let us know what works best for you.
Can you help me with my pension?
Yes. Planning for a comfortable retirement and the choices you need to make at and in retirement are some of the main reasons clients seek help from a financial adviser. We do not however advise on Defined Benefit (DB) pension plans.
Schroders Personal Wealth offers restricted advice. What does this mean?
Schroders Personal Wealth provides restricted advice which means that whilst we will advise on a broad range of client needs, the products that we advise to meet these needs are restricted to a range of providers. We are confident that our product range is comprehensive and suitable for our client needs and is drawn from leading providers and in-house expertise.
Tax advisory and tax compliance and wills services are not regulated by the FCA.
I'm an experienced investor, why do I need financial advice?
Regardless of how experienced you are as an investor, your adviser will get to know you and your circumstances completely. We believe that this is the best way to build a long-term, flexible financial plan that truly reflects your wishes and ambitions.
We’ll explain the important things you need to understand about planning your financial future as well as how we’ll take care of your money. And your adviser will be there at each step of the journey to answer all your questions.
Let's start with a free initial consultation
We'll begin with a free, no obligation conversation to understand if our service is right for you. There are no hidden fees or charges, and you’ll only pay if you choose to go ahead with the recommendations in your personalised financial plan.