Giving you clarity on our best value pricing
Fees and charges in financial services can be confusing – we always want you to have full understanding of what you’re paying and, more importantly, the confidence of knowing we offer the best value in the market*.
Here you’ll be able to explore and understand…
The value of your ‘no fee no obligation’ initial financial plan based on a full understanding of your needs and goals.
The difference between our Ongoing Advice and One-Off Advice Services – in terms of benefits and fees.
*Compared to 10 leading wealth management firms who have similar products and advice services to Schroders Personal Wealth.
We offer two types of advice service
We believe that creating a financial plan shouldn't be a one-off event. Because our lives are changing constantly you should consider reviewing your plan once a year to make sure it continues to meet your needs
Ongoing Advice Relationship
An ongoing service provides a relationship with a Personal Wealth Adviser(s) who will be with you every step of the way to help ensure your plans remain on track.
An adviser(s) and support team here to support you on your journey and answer your questions.
24/7 access to view your investments online.
The opportunity to broaden your financial knowledge by receiving market commentary, insights, and webinars on important topics.
Access to dedicated Investment Specialists who will provide additional insight to investment performance and the economic outlook.
An automatic ISA top-up service within your portfolio – if you choose this option.
Our One-off Advice Service
If you agree with our recommendations, we will simply set up your investments in line with your Financial Plan
As a One-off Advice client you have access to our support team for administrative queries only, and 24/7 access to view your investments online. You would not benefit from an ongoing relationship with a Personal Wealth Adviser, regular reviews of your circumstances or exclusive content to keep you educated and informed about your investments and financial topics that may interest you.
Clear and transparent pricing
We’re committed to providing you with clear and transparent pricing on all of the products and services that we provide.
The example to the right features our Personal Discretionary Portfolio Service. This is a portfolio service where we make investment decisions on your behalf based on your chosen risk profile
Your Investment amount
Give us a call on 020 7947 0660
Indicative fees for the first year only. Ongoing Advice and Investment Fees are payable monthly in arrears.
The amounts above are exclusive of VAT. Your adviser will inform you of where VAT will be charged.
The value of investments and the income from them can fall as well as rise and are not guaranteed. The investor might not get back their initial investment. This information is based on our fees and charges as at April 2024 and may change from time to time.
There may be additional or different fees depending on your chosen solutions. Your adviser will confirm all the applicable fees and charges prior to you proceeding with any solutions.
Tiered pricing
If you decide you’d like to implement our advice, our charges for a one-off or lump-sum investment are tiered depending on the amount invested, below you’ll find examples for both our one-off and ongoing advice services. Fees for regular premium investments may differ.
One-off Advice
Fees for one-off advice are paid via a single payment by cheque, or bank transfer. In some situations, you might be able to pay the fee through the product itself. Your adviser will discuss the options available with you. We will not charge you until we have agreed with you how we are to be paid.
1.75%
0%
Ongoing Advice
Fees for ongoing advice are paid monthly in arrears and are deducted from your investments
0.65%
0.40%
0.35%
0.15%
Frequently asked questions
What is the Personal Discretionary Portfolio Service (PDPS) discretionary fund management fee?
Our Personal Discretionary Portfolio Service is an actively managed discretionary investment service where we make all the day-to-day decisions on your behalf. It offers you a number of choices depending on the level of risk you are comfortable taking.
There is a discretionary fund management fee which reflects the active management of your portfolio by our managers. This fee is subject to VAT.
What is a risk profile?
The risk profile determines the investment approach for your portfolio in accordance with the level of risk you are able and willing to take.
Our advisers will recommend your risk profile based on their understanding of your financial goals. If you have a long time before you need to access your money you may be comfortable with a greater level of risk with your investments (for a higher potential reward) than if you might need to sell your investments in the near future.
But being able to accept more risk is not the same as feeling comfortable taking that risk. This is where a discussion with an adviser is really important so they can help guide you to the most suitable risk profile.
What is a platform?
The 'platform' is where your investments are held and administered. It helps us provide you with reports, for example tax reporting and performance information. It is also where we carry out all of the trading in your portfolio.
Do your prices include VAT?
VAT is charged on products and services where applicable.
The one-off advice fee and ongoing advice fees do not incur VAT.
The PDPS discretionary fund management fee is subject to VAT.
If I want to cancel my ongoing advice, can I?
Yes. It’s a monthly charge deducted from your account in arrears and you can cancel at any time.
Let's start with a free initial consultation
We'll begin with a free, no obligation conversation to understand if our service is right for you. There are no hidden fees or charges, and you’ll only pay if you choose to go ahead with the recommendations in your personalised financial plan.