Putting a price on good advice

Taking advice could be the best investment you’ll ever make. Professional financial advisers charge a fee but the benefit you get over the long term could easily exceed the fee.

Our qualified advisers could potentially improve your financial wellbeing by helping you to understand where you are and then supporting you with the aim of getting you to where you want to be.

The journey to realising your dreams could start with a financial plan.

We offer two types of advice service

We believe that creating a financial plan shouldn't be a one-off event. Because our lives are changing constantly you should consider reviewing your plan once a year to make sure it continues to meet your needs

Ongoing advice relationship

An ongoing service provided by a qualified adviser including the offer of an annual review and help to ensure your financial plans remain on track.

  • Access to your Personal Wealth Adviser or their support team if your circumstances change between annual reviews.

  • An annual review of your financial plan, more frequently if your circumstances change.

  • If you want to increase your investment with us after the first year, there will be no fees for the advice.

  • 24/7 online access to your latest financial plan.

  • Access to regular research and insight on topics that interest you.

  • The fees are tiered and start at 0.65% per annum for the first £1million.

  • Fees are payable monthly in arrears.

  • We truly believe you’ll value this service, but if it doesn’t work for you, you can opt out at any time with no exit fees. However, some third party providers might impose exit fees on their products and services if you decide to cancel them.

  • Existing clients can read our full terms and conditions by logging onto the client portal.

One-off advice

Our qualified advisers will review your circumstances in detail and provide a personal advice recommendation.

  • A personal financial plan.

  • If you decide you’d like to implement our advice our charges are tiered depending on the amount invested. For example we charge 1.75% on the first £570,000 invested with us and no additional advice fee on amounts invested above this level.

  • Access to regular research and insight on topics that interest you.

  • Existing clients can read our full terms and conditions by logging onto the client portal.

Clear and transparent pricing

  • We’re committed to providing you with clear and transparent pricing on all of the products and services that we provide. We aim to extend this to products and services provided by third parties as soon as we can.

  • The example to the right features our Personal Discretionary Portfolio Service. This is an actively managed investment service, operated on a discretionary basis by our managers and tailored to your personal risk profile.

Your Investment amount
One-off advice fee
£175.00
This is a one-off fee that covers our advisory services and for configuring and helping you implement a unique plan that matches your needs.
one-off fee
Ongoing advice fee
£5.42
This is the charge you pay for receiving ongoing advice from us and is dependent on the amount you have invested with us.
per month
Average investment fees: 0%
£13.33
per month
Discretionary fund management fee: 0%
£2.92
This is the fee you pay us for actively managing your investments on your behalf.
per month
Platform charge fee: 0%
£1.67
This fee covers administrative costs for your investments including online reporting.
per month
Fund managers' fees: 0%
£5.17
All of our portfolios will incur ongoing charges and fees. This is an example of our balanced model portfolio, but the exact fee you’ll pay will depend on your chosen risk profile. (Excluding Asset Transaction Costs)
per month
Asset Transaction Cost: 0%
£3.58
These are the costs incurred within a fund, when a fund manager buys or sells the underlying assets. They can include fees and charges, such as trading costs and stamp duty, or more indirect costs, such as the dealing spread on an underlying asset.
per month

Give us a call on 020 7947 0660

Indicative fees for the first year only. Fees are payable monthly in arrears; VAT will be charged where applicable.

Clients can read our full terms and conditions by logging onto the client portal.

For vulnerable clients and those with no access to the client portal please speak to your advisor who can help.

The value of investments and the income from them can fall as well as rise and are not guaranteed. The investor might not get back their initial investment. This information is based on our fees and charges as at May 2023 and may change from time to time.

There may be additional or different fees depending on your chosen solutions. Your adviser will confirm all the applicable fees and charges prior to you proceeding with any solutions.

Tiered pricing

If you decide you’d like to implement our advice, our charges for a one-off or lump-sum investment are tiered depending on the amount invested, below you’ll find examples for both our one-off and ongoing advice services. Fees for regular premium investments may differ.

One-off Advice

Fees for one-off advice are paid via a single payment by cheque, or bank transfer. In some situations, you might be able to pay the fee through the product itself. Your adviser will discuss the options available with you. We will not charge you until we have agreed with you how we are to be paid.

First £570,000

1.75%

Any additional amounts over £570,000

0%

Ongoing Advice

Fees for ongoing advice are paid monthly in arrears and are deducted from your investments

Up to £1m

0.65%

Between £1m to £2m

0.40%

Between £2m to £5m

0.35%

Amounts over £5m

0.15%

Frequently asked questions

Let's start with a free initial consultation

We'll begin with a free, no obligation conversation to understand if our service is right for you. There are no hidden fees or charges, and you’ll only pay if you choose to go ahead with the recommendations in your personalised financial plan.