Why SPW
Value – it’s a little word that means a lot – in short, it’s the balance between how much you get, and how much you pay.
At Schroders Personal Wealth, our clients are at the heart of everything we do and our key focus is on delivering the best value for them.
We want to improve the way financial advice is offered, by making it simple, accessible and affordable to more people. For us, it’s about more than just financial advice.
With this in mind we've identified five different aspects of value which our clients tell us are important to them, this is all underpinned by our clear and transparent pricing. We are proud to be leading in best value for advice fees and charges*
Making financial advice...
Simple
We want to take the complexity out of financial advice and make things easier for you to understand, so you can make informed choices.
Accessible
We want to create a society where everyone understands the value of a financial plan and we aim to continue to give more advice to more people.
Affordable
We want to remain competitive and ensure our fees stay low, giving you more money in your investments and less money spent on fees.
Five kinds of value
We spoke to our clients to understand what they truly value when it comes to their relationship with us.
We can articulate this into five key values, hear what our clients had to say.
These are real client testimonials voiced by actors.
What our clients value most about SPW
A firm you can trust
Our clients value their long term, trusted relationship with SPW and their Personal Wealth Adviser.
We have over 300 advisers based across the UK which means talking to us is easy. Our advisers will meet you at a time and place that is convenient to you, whether it’s at home, your local Lloyds Bank, Halifax or Bank of Scotland branch or digitally.
Our advisers don’t work on commission, so they have no requirement to recommend any action or product other than those they believe are best suited to your needs.
Powerful resources
Our clients value the stability, depth and breadth we are able to offer through our partnership.
With Schroders behind us, we can give our clients access to global markets, selecting the best fund managers to manage their money.
While Schroders provides their expertise in investment matters, Lloyds Banking Group provides access to much broader resources. Our advisers can introduce clients to specialists to deal with many issues. Buying property in the UK and abroad, protecting possessions against loss, business finance, and more complex actions, like establishing trusts.
Clear direction
Our clients value our tailored and personal financial planning process. It’s all about your current circumstances, your future hopes and ambitions, your finances, your responsibilities to your loved ones.
Before they say anything about financial solutions, our advisers take the time to discover what, precisely, those solutions need to achieve for you.
Whether you are looking for a general financial health check, advice on retirement planning or passing on your wealth, we can help you put a plan in place.
Better understanding
Our clients value our clear communication. Finances can be complicated, so we want to keep everything straightforward for you. That’s why, we always try to avoid baffling jargon.
We want to make it not just comfortable, but enjoyable to discuss where you are financially and how you could get to where you want to be.
For those clients who are part of our Ongoing Advice service we will invite you to events and webinars specifically designed to explain topical financial issue, and more.
Peace of mind
We believe that the best outcome from financial advice is achieved when you have a long-term trusted financial partner.
Our clients not only value the opportunity to regularly review their financial plan, but also our transparency when it comes to pricing.
Our Ongoing Advice Service (OAS) could help you stay on track to achieve your financial goals. For any big life events that come your way within the year, we’ll be on hand to support you and your loved ones.
Why you're better off with SPW
We worked with a world-renowned independent consultancy to find out how our charges compared to 10 leading wealth management firms*.
Be up to £18,000 better off with SPW's leading fees and charges. As a client of SPW you could save up to £18,000 in fees on an investment of £200,000 over 10 years when compared to the most expensive firm. That means more money to invest for your future and less money spent on fees.
This graph shows the potential fee difference on an investment of £200,000 over 10 years with an assumed growth rate of 5% per year.
*Compared to 10 leading wealth management firms who have similar products and advice services to Schroders Personal Wealth. Figures include one off, initial, platform and investment costs and are rounded to the nearest thousand.
The value of investments and the income from them can fall as well as rise and are not guaranteed. The investor might not get back their initial investment.
We'll be with you each step of the way
Our advisers and support teams operate across the UK, and are on hand to help you achieve your goals through creating a personalised financial plan